Flat fees. No surprises.
Mortgage consulting should be priced like a professional service — clearly. One transparent fee, disclosed in writing before we start, with the first consultation always free.
Essential
$0free consultation
A clear picture of where you stand before you commit to anything.
- 60-minute strategy consultation
- Credit & DTI health check
- Lender offer comparison (2 lenders)
- Personalized action plan
Advisory
$495flat fee per transaction
Full guidance from pre-approval through closing — our most popular engagement.
- Everything in Essential
- Underwriting-level pre-approval in 24h
- Multi-lender rate negotiation (5+ lenders)
- Rate-lock & timing strategy
- Document review before every submission
- Break-even & cost modeling
Concierge
$995flat fee · jumbo & complex
White-glove support for jumbo, investment, self-employed, and multi-property scenarios.
- Everything in Advisory
- Portfolio & private-bank lender access
- Complex income documentation (1099/P&L)
- Dedicated advisor on call 7 days a week
- Priority scheduling through closing
Advisory fees are for consulting services only and are separate from any lender fees or origination charges. We do not originate loans and do not receive compensation from lenders.
Questions, answered clearly
Know your clearest rate before you talk to any lender.
Book a free 60-minute consultation. We'll review your numbers and show you exactly what you qualify for — no credit pull required.
